It has very good home insurance prices, very low complaint levels compared to competitors and offers extended replacement cost for dwellings. USAA: USAA is only available to veterans, military members and their families.Dog owners may appreciate that the company doesn’t have a banned dog list for home insurance. You can also add more coverage to your policy, such as earthquake insurance, flood insurance and identity theft protection. ![]() Nationwide: Nationwide offers good home insurance rates and dwelling replacement cost plus, which provides expanded coverage.The insurance company also offers other policy add-ons, such as sump pump and water backup coverage, hidden water damage coverage, and credit theft protection and monitoring. ![]() American Family: American Family has very low home insurance rates, low complaint levels and offers extended and guaranteed replacement cost coverage for dwellings if rebuilding costs exceed your house’s coverage limits.*USAA home insurance is available only to veterans, military members and their families. Our top-rated home insurance companies are: ![]() *USAA home insurance is available only for military members, veterans and their families.įorbes Advisor analyzed average home insurance rates, consumer complaints about home insurance, the availability of extended and/or guaranteed replacement cost coverage, and banned dog lists, which can make some dog owners ineligible for coverage. Average annual cost for $350,000 coverageĪverage annual cost for $500,000 coverageĪverage annual cost for $750,000 coverage
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